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Terms & Conditions

1. Introduction

1.1 These Terms of Use ("Terms") govern your use of www.equivoadvisory.com.au and any associated domains (the "Website"). By accessing the Website, you agree to comply with these Terms, which form a binding agreement between you and EQUIVO ADVISORY AUSTRALIA  (ABN 72 895 711 822) ("we," "us," or "our").

1.2 If you do not accept these Terms, you must immediately cease using the Website.

1.3 We reserve the right to amend these Terms at any time. Continued use of the Website after changes constitutes acceptance of the updated Terms.

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2. Access and Use

2.1 You must use the Website in compliance with:

  • These Terms;

  • All applicable laws and regulations; and

  • Any policies communicated to you.

2.2 You are responsible for ensuring that any employees, contractors, or agents accessing the Website on your behalf also comply.

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3. Prohibited Conduct

You must not:

  • Copy, modify, or reverse-engineer any part of the Website without our express written consent.

  • Use the Website for unlawful, fraudulent, or harmful purposes.

  • Disrupt or overload the Website or its hosting networks (e.g., via denial-of-service attacks, viruses, or automated scraping tools).

  • Damage our reputation by associating the Website with inappropriate content or unapproved links.

  • Attempt unauthorized access to accounts, data, or security vulnerabilities.

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4. Website Content

4.1 While we strive for accuracy, we do not guarantee that the Website will be:

  • Error-free, always accessible, or secure;

  • Confidential in transmitting data; or

  • Up-to-date (we may update content without notice).

4.2 The Website provides general information only and does not constitute financial, legal, or professional advice. Always seek independent advice before acting on Website content.

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5. Intellectual Property

5.1 We retain all rights (including copyrights, trademarks, and patents) in:

  • The Website’s design, text, graphics, and software ("Website Content");

  • Any materials you download from the Website.

5.2 You may temporarily copy content for personal viewing only. Any other use requires our prior written permission.

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6. Third-Party Links

6.1 The Website may link to external sites. We:

  • Do not control or endorse these sites; and

  • Accept no liability for their content or practices.

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7. Security & Reporting

7.1 Use the Website at your own risk. We are not liable for damage to devices or data caused by viruses, malware, or other interference.

7.2 Report misuse, errors, or access issues immediately via our Contact Page.

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8. Privacy

Your use of the Website is subject to our Privacy Policy, which outlines how we collect, use, and protect your data.

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9. Liability

9.1 Exclusion of Liability: To the fullest extent permitted by law:

  • We exclude all liability for direct, indirect, or consequential losses arising from your use of the Website; and

  • You indemnify us against any claims related to your misuse.

9.2 Consumer Rights: Nothing in these Terms limits your rights under the Australian Consumer Law.

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10. General Provisions

10.1 Governing Law: These Terms are governed by the laws of the Australian Capital Territory (ACT). Disputes must be resolved in ACT courts.

10.2 Severability: If any clause is unenforceable, the remainder of the Terms remains valid.

10.3 Waiver: Our failure to enforce a right does not constitute a waiver of that right.

10.4 Assignment: You may not transfer your rights under these Terms without our written consent.

10.5 Entire Agreement: These Terms supersede all prior agreements regarding the Website.

 

11. Definitions & Interpretation

  • "Website Content": Text, graphics, logos, downloads, and other materials on the Website.

  • "Consumer Law": The Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)).

  • Interpretation: Headings are for reference only; "includes" is not limiting.

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